Gig work is unpredictable.
Cash flow shouldn't be.

Keep your gig workers happy with cash to deal with unplanned expenses.


of gig workers don't even have $500 in emergency savings


of gig workers would switch to an employer offering cash advance


of gig workers are interested in cash advance

get started

Cash Advance API

Flexible payments

Your workers choose to pay on their terms, either as a percentage of future earnings or fixed installments.

No to low fees

Transparent and low fees up to 5%, or no fees when employer subsidizes.

fast approvals

Access to capital quickly, when it's needed. Average time to funding is 24-48 hours.

No credit check

No credit score required. Eligibility is based on employment history, bank deposits and other alternative data signals.

human support

No chat bots or email templates. Get in touch with a real human support agent.

Benefits of Ivy

Whitelabel Service

Become a hub for your gig workers' financial activities by creating a custom, branded experience that looks and feels how you want it.

Done For You

Offering a financial service doesn't have to be complex. We act as a silent partner handling all of the operations, compliance, financing, technology and more.

Boost Retention

Churn is an endemic problem to the gig economy. Be part of the solution by offering your workers the financial security they crave.

Additional Revenue

Your hard earned relationships can pay dividends through interest, interchange and more.

Become the best employer.
Financial benefits are table stakes for gig economy employers. Don't let the competition pass you by.